Which term describes the inability to perform one or more, but not all, of the duties of your occupation?

The term that describes the inability to perform one or more, but not all, of the duties of your occupation is known as partial disability. This concept is important in the realm of disability insurance because it acknowledges that an individual may still be able to work, but not to the full extent required by their job.

Partial disability provides a way to support individuals who experience a decrease in their ability to perform specific tasks or functions within their occupation while still allowing them some capability to work. Insurance policies often provide benefits that compensate for lost income due to this partial loss of capability. This is in contrast to other types of disabilities, such as total disability, where an individual is unable to perform any work at all, or permanent disability, which indicates that the condition will not improve.

Additionally, residual disability refers to the benefits received by individuals who have returned to work but are still earning less than they did prior to their disability, thus distinguishing it from partial disability. Understanding these distinctions is crucial for both providers and consumers in navigating the complexities of disability insurance.