Which provision states that if multiple family members are in a common accident, only one deductible will be applied?

The provision that states if multiple family members are involved in a common accident, only one deductible will be applied is known as the Common Accident Provision. This provision is particularly beneficial in situations where a family experiences a collective event, such as a car accident, ensuring that only one deductible is utilized for the medical expenses incurred by all affected family members instead of each member having to meet their own separate deductible. This approach not only reduces the financial burden on families in such unfortunate circumstances but also simplifies the claims process.

The Common Accident Provision is designed to offer relief for families, recognizing that shared incidents can occur and that applying a single deductible can provide some financial ease in managing healthcare costs following a common accident.