What type of policy would typically provide coverage for persons injured on the job?

Workers' compensation insurance is specifically designed to provide coverage for employees who are injured or become ill as a direct result of their job. This type of insurance helps cover medical expenses, rehabilitation costs, and a portion of lost wages due to time away from work. Additionally, it often provides benefits to dependents in the event of a workplace fatality.

This insurance is mandated by law in many states, and employers are typically required to carry it to protect both themselves and their employees. The primary purpose of workers' compensation is to ensure that injured workers receive prompt medical care and financial assistance without needing to prove fault on the part of the employer, streamlining the process for both parties.

Other types of insurance mentioned serve different purposes. Health insurance provides a broader range of medical coverage and might also cover workplace injuries, but it is not specifically tailored for job-related incidents. Life insurance pays benefits upon the insured's death, which does not address the immediate needs of injured workers. Unemployment insurance offers financial support to individuals who lose their jobs but does not cover injuries sustained while employed.