How many hours of education are necessary for obtaining an accident and health insurance license?

To obtain an accident and health insurance license in Tennessee, an individual needs to complete a total of 20 hours of pre-licensing education. This requirement ensures that prospective agents are well-prepared with the necessary knowledge about insurance principles, practices, and the specific regulations governing accident and health insurance policies. This educational prerequisite is designed to equip future agents with the skills needed to effectively serve clients and navigate the complexities of insurance products.

This requirement is reflective of the state's commitment to maintaining a knowledgeable and competent insurance workforce that can uphold consumer protection standards. Furthermore, it underscores the importance of understanding the nuances associated with health and accident insurance products, such as coverage options, policy provisions, and the claims process. By fulfilling the 20-hour education requirement, individuals demonstrate they have gained a foundational understanding essential for responsible and ethical practice in the insurance industry.